For most people, homeowner insurance protects their biggest investment. The loss of a home is always traumatic, but adequate insurance allows you to get on with life with minimum impact on your finances and way of life. Your home insurance will give you coverage for your personal belongings, your dwelling, and additional living expenses for a broad Read more…

When you rent a house, condo or apartment, you have special insurance needs.  While your landlord may have an insurance policy on the dwelling or apartment building, you’ll need to purchase your own insurance to protect your personal belongings and your personal liability. A Tenant Policy is often referred to as “Renter’s Insurance”.  You will Read more…

Rented Dwellings Many individuals and businesses own rental properties and use them as a source of revenue as well as a real estate investment. A limited number of rental units can usuually be added to your Home Insurance. Sometimes it is desireable to insure the rental units separately. Depending on the kind of rental, most Read more…

Condominium insurance is different than other insurances due to its unique legal structure.  Your condominium insurance is based on the value of your belongings and covers your belongings, improvements and liability.  The condo corporation has it’s own policy to cover the building and any common areas, however, you need to cover your own personal property Read more…