The oil is changed, fuel is topped up, seed tank is full, Spitz are in the cup holder, and the Coop bulk delivery truck just topped off your anhydrous. Time to turn the key and crank that sweet John Denver on that opening headland right? Country roads, take me home…..
Wrong.
You traded off your drill last winter and upgraded your tractor. You meant to call the staff at Blocks Agencies to have these items updated on your insurance policy, but those Toronto Maple Leafs decided to keep on playing hockey into the spring and you haven’t been able to do that yet. You had the best intentions of getting this done, but in the end (to borrow an old saying), good intentions didn’t build the streets of Rome did they? Now it’s time to get going and you are second guessing whether you added these items or not.
Don’t fear- this can be taken care of very quickly. Anyone at our office locations can check your policy documents, review the items you have insured and make the corrections in a matter of minutes. Hitting the field prior to doing this could prove to be a costly mistake if you are under insured, as you could be looking at coinsurance penalties (see our blog on coinsurance) or worse yet, you could lack the coverage entirely and be paid nothing for a claim should one arise. There are plenty of #tractorfail videos and pictures where the operator either fell asleep while the autosteer was doing its thing, or just couldn’t get their hand out of that bag of Doritos in time to make the turn at the headland. Whatever the case may be, you need to ensure that you have these situations covered so that you can recover quickly, mitigate downtime and maximize efficiency during the claims process.
Reviewing your machinery is just the tip of the iceberg. Fertilizer, Chemicals & Seed Coverage. Loss of use, fire fighting, or adding new buildings that were constructed are all things that should be reviewed as operations change all the time.
It is important to make sure that the “I” is dotted, and the “T” is crossed before heading out this spring. Give us a call to double check your policy- we will be happy to talk to you and to assist in any way needed to put your mind to ease that everything is done right.
From all of us at Block’s Agencies, have a great seeding season and stay safe. Slow down, Check twice and be careful. We look forward to seeing you all after the spring rush is over!
