Insuring your office means far more than just having replacement cost coverage for the desks and computers. Before you suffer a loss, you want to ensure you are covered for:

* New signage
* Glass
* Valuable papers
* Software, hardware and mechanical or electronic erasure
* Extra costs to temporarily relocate
* Extra costs to resume business (things like setting up your computer system!)
* Employee wages
* Loss of business income
* Loss of money and securities
* Comprehensive liability and tenant’s legal liability
* Replacement cost coverage on buildings, contents and improvements

Several companies will provide business insurance packages that will combine many of these coverages together and provide a special rate.